Financial risk of a customer is crucial for determining the credit limit, period, and interest rate. Therefore, to maximize total profit from the credits, measuring credit risk scores with high accuracy is essential.
We develop AI-driven models that aim to generate credit risk scores using the customers’ income potential and past payment performance. AI-driven model will determine the customers who have a similar financial profile. Using their past data will give the most accurate credit score, maximizing the profit from a credit.